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Send us your current policy and we'll do the rest.
A full price & quality check plus the five-point review below, completely free.
Do you have the correct insurance in place?
Is the information on your policy accurate?
Do you have Accidental Damage included?
✔︎ If you own your own home, you should have Buildings & Contents cover in place.
✔︎ If you rent a house or flat, you should have Contents cover.
✔︎ Many claims are declined because of inaccurate information usually from renewing each year without double-checking the details.
✔︎ Made changes such as an extension, new kitchen or bathroom? It may need updating, because it adds value to your property.
✔︎ The same applies to any sizeable purchases that increase the value of your contents.
✔︎ A must-have as it makes up 40% of all claims.
✔︎ Comparison sites automatically deselect accidental damage, so a lot of people don't have it.
✔︎ Adding it doesn't increase the price by much, and is definitely worth it.
Is the excess set at the correct amount?
Have you disclosed high-value items separately?
✔︎ Comparison sites often set the excess at £350 — very high. That's the first £350 of any claim, out of your pocket.
✔︎ We recommend a minimum of £100, but no higher than £250.
✔︎ Any individual item worth more than £1,500 must be disclosed as a high-value item, or it won't be covered.
✔︎ Jewellery & watches over £1,500 need an official valuation from a certified jeweller every 3 years.
✔︎ Some insurers have clauses in the T&Cs that nobody reads, we'll flag them.
LANDLORDS
Own a single property, or a whole portfolio?
We also provide cover for landlords who own a single or multiple properties, so get in touch and we'll run a check on your policies.