Death leaves a heartache no one can heal,
love leaves a memory no one can steal.
Death leaves a heartache no one can heal, love leaves a memory no one can steal.
The Journey of Life
This tool is designed to help you navigate through the insurances and other financial products that you may need at certain stages of your life. Understanding the ‘need’ for a certain product at a certain time is the key to our advice process. Please explore the Journey of Life by clicking on the relevant stages to you!
The Journey of Life
Employment
Having an income can be seen as the backbone of your world. Your income and others in the household essentially holds the structure of life together as it provides not only for the essentials (food, water, shelter, clothing) it also extends to every other element of life. So it would make sense to insure your income incase you were to be unable to earn it. This could be due to accident or sickness or unemployment. If you do not have any workplace benefits such as sick pay or death in service or pension then your income may be at risk, and if your income stopped would your household continue to function as is? In this scenario looking at insurances to cover these needs would be advisable to promote a security for your income and therefore for yours and others life’s! Click below to find out more or contact us.
Related Policies:
Income Protection Critical Illness Life Insurance Business Insurance Multi Protect
Marriage
Marriage between 2 people or Cohabitation comes with responsibilities least of which is money. If you both earn an income and contribute towards the household bills and mortgage or rent then it would be advisable to look at insurances that would allow security for both partners. This would also be advisable if there is only one income earner as the ‘value’ of what the other partner does can be taken into consideration (i.e., looking after children instead of paying for child-minding). Calculating the ‘combined household income’ should give a good figure to work from for insurance purposes. Click below to find out more or contact us.
Related Policies:
Family
Often when we think of insurance or financial planning we focus around the ‘family’. First thing that springs to mind are children, alongside this income, security and then Death Planning. In the UK we are lucky to have the NHS which gives us healthcare however amongst the products we advise on are Private Medical Insurance Plans which can cover the full family and include dental cover and travel insurance. When thinking of children we also tend to think of accidents and again we have our Metlife Multiprotect Plan suited to that need. When looking at the bigger picture for children we can advise on the best Critical Illness policies that not only cover your children for the illnesses you are covered for but also embed a Death Benefit for your children and do not detract from you being able to claim yourself. Click below to find out more or contact us.
Related Policies:
Life Insurance Critical Illness Income Protection Multi Protect
Property
We can direct you to the right advice if you are buying or selling your home or another property. If you are in need of a mortgage we can direct you to the right and best advice where your needs and parameters will be the focus of the conversation and your expectations will be met with realistic figures to allow you no disappointment in finding your dream home. Once you are in your property you may be looking for home insurance (buildings or contents or both), or you may have purchased a business premises and are looking for business insurances – we will be able to advise you on these. Click below to find out more or contact us.
Related Policies:
Estate Planning
Everyone wants to protect their assets for the benefits of their loved ones and this is where Estate Planning comes into play. Most people start with writing a Will which allows their current assets at the time to be passed securely to their loved ones. However a Will will only cover your assets upon your death and therefore it is not uncommon to couple this with a Living Trust. Designed to protect your assets during your lifetime. Our Wills and Trust Adviser, Dr Indira Pole, is well versed in this aspect of thee business and can discuss with you your needs and wants and marry them together accurately. Click below to find out more or contact us.
Related Policies:
Death & Funeral
Death comes to us all and therefore we cant really say it is a need! However the want would be for our loved ones to not be left with bills, money worries or funeral to plan or expenses upon our demise and for the memory of you to not be tainted by any ill-fitting issues after your death. Advising on this part of ‘The Journey’ we take into consideration what you want to happen and look at budget. There are many options to explore when looking to just cover yourself for a funeral and no more and many people don’t realise this and opt for the TV options of a Funeral Plan with a free pen! Please don’t be fooled by the TV option as there are so many more options that could a) suit your budget and b) allow you more flexibility and c) no hidden catches! Click below to find out more or contact us.
Related Policies:
CONTACT US
t: 0141 248 9787
e: questions@theinsurancehelpline.org.uk
w: www.theinsurancehelpline.org.uk
WRITE TO US
54a Balshagray Drive
Glasgow
G11 7DA
CONTACT US
t: 0141 248 9787
e: questions@theinsurancehelpline.org.uk
w: www.theinsurancehelpline.org.uk
WRITE TO US
54a Balshagray Drive
Glasgow
G11 7DA